Awesome Chili with Beans

I love a good bowl of chili and this makes a big pot of flavorful, mild chili. If you like your chili hotter use a hotter chili powder or add hot sauce to your bowl. Served with sourdough bread or cheese bread, it's great. Start with a big pot or Dutch oven and a skillet.

• 1 pound ground beef
• 1 clove minced garlic
• 1 medium sized onion
  
• 1 green bell pepper
• 8 ounces mild cheddar cheese
• 16 ounces of sour cream
• 2 tablespoons cooking oil
• 3 tablespoons mild chili powder
• 3 tablespoons ground cumin
• 1-28 ounce can tomato sauce
• 1-28 ounce can diced tomatoes-undrained
  
• 1-29 or 30 ounce can of pinto beans-undrained
• 1-30 0unce can kidney beans-undrained
• 1/2 teaspoon salt
• 1/2 teaspoon black pepper
  

Dice onion and bell pepper, cook in oil over medium heat in Dutch oven until tender and transparent, turn down heat and add garlic (do not brown garlic). Brown ground beef in skillet simultaneously. Drain fat and add beef to Dutch oven after browning. Stir in tomatoes and tomato sauce. Stir in chili powder, cumin, salt and pepper. Stir in beans and simmer over low heat for 45 minutes. Cool 15 minutes and serve topped with cheddar cheese and a dollop of sour cream. If your watching calories you can skip the cheese and sour cream, however it adds a delicious flavor and makes a good chili great. Don't forget some crackers, or bread.